We are two Filipino women who are passionate researchers and bloggers.  We enjoy processing information and sharing them.  One of us is still in college finishing her degree in Psychology while the other has long finished her engineering degree in the 1980s.

For correspondence, our email address is admin@healthphilippines.net or kaynes88@gmail.com.


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  1. hi ask ko po kung pano ko i-register ang mom ko. she’s 70 yrs old. at kung magkano babayaran monthly and ano ang magiging benefits niya dito? salamat!

    1. Hi Jim, download the Philhealth member registration form, print, fill up and have your mother sign it. Then go to Philhealth and register your mom. Bring her birth or baptismal certificate or senior citizen ID and her one-quarter payment of 450 pesos. Bring also her letter of authorization authorizing you to register her. Benefits? Philhealth will pay a portion of her bill if she gets hospitalized.

  2. Hi Nors,

    Last january 14,2013 naka labas yung asawa ko nang hospital binayaran kuna yung e-excess nang Php 3,415.00 lahat nang na bili naming gamut at citicsan sa labasnang hospital binigay namin ang lahat nang official receipt sa incharge nang philhealth nang hospital hangan ngayun hindi pa natangap namin ang refund kaling na philippines, paano namin makukuha yung refund nami.

  3. Hello po ask ko lng po kung pwede magamit yung philhealth ko nakapaghulog Lang pro ako ng 6 months ngaun 2013 Jan to march and Oct to dec buntis pro ako Aug 2014 pro due pwede ko pro ba sya magamit. Tnx po

    1. Hi rose, yes, magagamit mo. Bayaran mo rin ang Apr to June 2014, para mabayaran mo ang 9 of the 12 months before month of delivery.

  4. Hi..im julie..i just gave birth last oct.2013..my clinic submitted my reimbursement last dec27and recieved by philheath on that day…Im wondering bec.until now i havent recieved my refund..how long does it take to wait for my refund??reply pls

    1. Hi julie, Philhealth processing still takes 3 to 5 months or more. Wait for your notice from Philhealth, and if there’s no check enclosed, go to your clinic and ask for refund.

  5. Hi tanong ko lang po pregnant kasi ako employed ako from june to sept 2013 bayad po philhealth ko then nagresign ako tapos nakapagwork ulit ng november to march 2014 kaso january 2014 to march 2014 lang po ako naisama sa philhealth… Puwede ko pa po ba maavail ang philhealth maternity benefit if aug2014 ang due date ko?

    1. Hi aj, are you unemployed now? If yes, pay Apr 2014 to July 2014 as Individual Payor-Informal Sector, and you will be eligible.

  6. mark anthony funtanares


    Can I used my philhealth for my father not yet 60, he is not a member and I how soon can I make him a dependent?
    Thanks for prompt response!

  7. hi good pm po pwede pa po ba mag apply ang mama ko shes 58 years old then pede nya na po ba magamit agad ang philhealth card nya paanu po ba?

    1. Hi maricel, yes, she can apply at the nearest Philhealth branch with her ID or birth cert. Minimum payment of 3 months = 600 pesos. She can use it after 3 months. If she likes to use immediately, she needs to pay 1 year (May 2014 to April 2015). Ask Philhealth too.

      1. I am an OFW. If magbabayad ako this month for one year ng premium ko and and delivery ko is on OCt. Can I avail the maternity benefits?

        1. Hi Kacey, yes, as OFW, your date of delivery should be within the validity dates in your premium receipt. Pay June to Nov or June to Dec.

  8. Hi po, I’m an OFW and didn’t manage to continue my payments since 2008. Is it possible to refund all my previous premiums? I have my own medical insurance abroad thus continuing with my Philhealth premiums will just double my expenses, not to mention the complications of claims from overseas.

    thank you in adv.

    1. Hi marie, no you cannot refund your premiums. If you paid 120 monthly premiums, you can be a Free Lifetime Member when you turn 60.

  9. ask ko lng ilang beses ba pwedeng gamitin ang philhealth sa panganganak?

    1. Hi maryjane, coverage for normal delivery is only for the first 4 normal deliveries. I think Indicated CS coverage does not have a limit; ask others too.

  10. gud day po! ask q lng po kng my mrerefund po kya last march 22,2014 po aq nhospital my mrefund po kya aq

    1. Hi vanessa, did you submit your Philhealth papers to the hospital? The hospital should have made Philhealth deductions in your bill.

  11. paano naman po ung out patient babayaran din ba,
    pls. help

    1. Hi diosdado, sad to say, Philhealth does not cover outpatient consultation.

  12. Hi ask ko lang po .. kailangan po kasi ma admit ang nanay ko kaso di siya nakapagbayad philhealth ng 1 year.. ano po pwd gawin? Or pwd po ba kami mag bayad ng 1 year.. salamat po

    1. Hi michelle, payment of 3 of 6 months immediately prior to hospitalization is required. Ask Philhealth if the “advisory on paying 1 year in advance to qualify” is still valid.

  13. hello! im 6 months pregnant and my partner is an OFW(seafarer).we’re not married yet but will get married early part of next year. we want our baby to bear his family name. will it be possible for us to use his Philhealth for my delivery & the baby this Nov. 2014?thanks! 🙂

    1. Hi Makhi, you can only be your partner’s dependent if you can present a marriage certificate to Philhealth/hospital. Pay asap July to Oct so you can avail. http://www.healthphilippines.net/2014/06/philhealth-maternity-benefit-individual-payor/

  14. Hi po kpag package deal po b cover ng philhealth ang dr. Fee? Dengue stage 1 po ang anak ko nk admit po sya ksalukuyan at nsa private rum po kmi, pki sagot nman po agad plssss. Tnx

    1. Hi Margie, the coverage for dengue 1 is 8k (5600 is for hospital costs and 2400 for PF) and dengue 2 is 16k (11200 for hospital costs; 4800 for PF). You pay for the balance. Usually doctors charge more for private room patients.

  15. Im ofw and i every po akong umuwi only problem is hndi ko nakkuha and philhealth id ko sa OWWA everytime na nag bbayad ako puede po ba n makuha ko ang philhealth no. ko kc kailangan ng father for his hospitalization thanks a lot

    1. Hi joselito, email an authorization letter to your family to verify your Philhealth no., update and process your Philhealth documents, including a scan or photo of your IDs and OEC or Philhealth receipt, so they can go to Philhealth with your birth certificate and your father’s senior citizen ID or birth certificate or any proof of age to transact with Philhealth and update and get your MDR.

  16. im ofw and every akong umuwi puede ko bang makuha ang philhealth no. kasi hndi ko nakkuha ang number every time na ngbbayad ako sa owwa kailangan po kc para hospitalization ng father ko thanks a lot
    lito lorempo, email joselito.lorempo@heisco.com

  17. Hi, may i ask how much is the bill for normal or cs? and if i use philhealth, how much is the bill? how about if with private doctor? tnx

  18. I worked 2013. my payments were not remitted. I paid may to oct 2014. my due date is oct. can i use philhealth? what are needed? thanks

  19. hi ate nora what are the requirements for my husband to become a member? He’s a driver, 25yrs old and how much will he pay? tnx

    1. Hi rica, he can go to Philhealth with his ID and 600 pesos to pay for Oct to Dec 2014 (200 pesos per month). He brings your marriage certificate so he can register you as his dependent, and birth certificates if you have children. He’ll be given his MDR and his Philhealth card. You can register for him if he does not have time. He writes an authorization letter. Bring your ID too. If you’re near Robinsons Mall, check if there’s a Philhealth office there.

  20. good day, im giving birth next year march, so how much will i pay to avail of maternity benefit?

    1. Hi richelle, pay asap Oct to Dec 2015 (600 pesos) and later on pay Jan to Feb 2015 (400 pesos), or you can pay all at once. If they require quarterly payment, then pay also Mar 2015 (Jan to Mar 2015 = 600 pesos)

  21. Can my brother use his Philhealth which is expiring nov 28 2014? thanks

    1. Hi Cherry, yes, he can use it. He should pay on or before Nov 28 for the next 3 or 6 months so he’s prepared for future use.

  22. can i pay my contribution one year advance?

    1. Hi richelle, yes, you can pay in advance.

  23. hi nore, 6months pregnant now. If i register/enroll now for philhealth, can I use it for my delivery?

    1. Hi gem, yes, pay asap for Jan to Mar so you can use Philhealth in Mar or Apr. Pay also for Apr to June for continued coverage

  24. why is there no reply to my question?

  25. Hi po just wanna ask po how much is philhealth deduction for gall bladder removal? Is it the same with laparoscopic procedure? The doctor said laparoscopic po costs 80-90k. thank you po

    1. Hi gavy, Philhealth’s coverage for Laparoscopic cholecystectomy is 31,000 (12,400 for PD and 18,600 for hospital cost)

  26. Can I pay 1 yr in advance so I can use it if I get confined next month?

    1. Hi Nelsie, pay for Jan to March asap, before the end of March, so you can avail in April

  27. duedate is next month aug.2015, what months should I pay to avail of benefits? Thanx po

    1. Hi Charlene, you should pay for June July and August. But I don’t know if you’re still allowed to pay for June. If you like, you go to Philhealth with your ID.

  28. gudpm, is a senior covered by philhealth only once? my father was again confined for the same illness in less than 1 yr

    1. Hi annie, yes, he can be covered. What is not covered is if he is confined for the same illness within 90 days.

  29. Good evening po..for clarification lng..i was completely abortion/miscarriage,hindi po ako na confined sa hospital, ilang oras lng po ako na admit sa ER the time i was hypogastric pain wth bloody vaginal discharge.lumabas namn agad yong mga tissue ko mga ilang oras lng sa ER.no need for confinement in my case kaya ng discharge ka agad ako sa hospital..tanong ko lng po..marerefund po ba ng philhealth ko yong mga nagastos ko sa mga laboratories/test sa hospital since im not admitted within 24hrs/days?kasi malaki na po yong nagastos namin for all laboratories test and medicines..marami po salamat.

    1. Hi Kris, sorry, Philhealth covers only confinement for at least 24 hours. Others like pneumonia, dapat confined for at least 96 hours. Outpatient tests are not covered. Ask others too.

  30. Good day! I’m 50 y/o, individually paying member of philhealth, single and my parents both passed away already . Just want to ask, sino ang pwede ko ilagay na dependents? Thanks and more power! Rico

    1. Hi rico, sorry, wala, kasi ang puede lang naman na dependent sa Philhealth is spouse, minor child, at senior or disabled parent. Thanks din.

  31. Hi, Just want to ask if possible to use 2 active philhealth members in one patient?

    1. Hi Arvin, sorry hindi. One Philhealth membership for one patient.

  32. Pwd pa po ba aq aply philhealth august po aq manganak kung sakali po b e mggmit ko po agad pano po

    1. Hi Lyka, yes, go to Philhealth with your ID and 600 pesos. Register then pay for April May June and get your receipt and MDR. That’s good for August. But if you have some more, it’s good din na you pay for July and August, so your coverage is continuous. Pag sa lying-in, magpa-checkup ka don sa pinili mo na lying-in para magamit mo ang Philhealth.

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