Single Mother Under 21 Must be Philhealth Member


If you are a single mother under 21 years of age, you need to register as a Philhealth member.

No. 1 Reason:  Sabi sa National Insurance Act of 2013, any person below 21 years of age, married or unmarried but with a child, shall be enrolled as a member of Philhealth.

No. 2 Reason: Merong benefit kapag ikaw ay Philhealth member na at hindi na dependent ng iyong mother or father. Reason:  So your baby will have Philhealth coverage. Kung magkasakit ang baby mo, magagamit mo ang Philhealth mo para sa baby mo. Hindi mo magagamit ang Philhealth ng mother or father mo para sa baby mo, kasi hindi nila anak ang baby mo.  Apo lang nila.

Based on rules on qualified Philhealth dependents, ang apo ay hindi puedeng dependent ng lolo o lola.

Additional reminder:  If you’re younger than 19, and you want to use Philhealth for your delivery, you should give birth in a hospital, not at a lying-in or maternity clinic, kasi merong risks kapag teenage pregnancy.

Source: Maternity Care Package Rules

Reference:  Section 10, Rule II, Title III, page 26  of the National Insurance Act of 2013, titled “Emancipated Individual or Single Parent”

6 thoughts on “Single Mother Under 21 Must be Philhealth Member”

  1. Hi I just wanna ask last 2013 I paid from Janaury-June2013 only and this year I paid in advance from April-December2014 and I’m 7weeks pregnant right now my EDC will be on December4014 last week or January2015 lastweek. Will I’ll be covered by Philhealth that time? or can I used my philhealth already?

  2. i’m 19y/o unmarried parent and scheduled for CS, Hospital clerk tell’s me that my mother’s Philhealth covers my CS operation but not may child..

    Question: with in my period of confinement, if I enroll NOW could it be possible for me to cover my CHILD? with my Mother’s Contribution as eligibility, and my upadated MDR (child as Dependent) Continuity of membership / Premium contribution ??

    • Hi Anthonette, yes, it’s better that you register as member, so you can use your membership for yourself and your baby (simpler documentation). Are you still within the premium payment deadline? You need to pay for the 3 months before your delivery. What you can pay this July are for July Aug and Sep. About continuity, I’m not sure about it because you’re still 19. Continuity is applied when you turn 21 a few weeks or days before your delivery.


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