If you are a single mother under 21 years of age, you need to register as a Philhealth member.
No. 1 Reason: Sabi sa National Insurance Act of 2013, any person below 21 years of age, married or unmarried but with a child, shall be enrolled as a member of Philhealth.
No. 2 Reason: Merong benefit kapag ikaw ay Philhealth member na at hindi na dependent ng iyong mother or father. Reason: So your baby will have Philhealth coverage. Kung magkasakit ang baby mo, magagamit mo ang Philhealth mo para sa baby mo. Hindi mo magagamit ang Philhealth ng mother or father mo para sa baby mo, kasi hindi nila anak ang baby mo. Apo lang nila.
Based on rules on qualified Philhealth dependents, ang apo ay hindi puedeng dependent ng lolo o lola.
Additional reminder: If you’re younger than 19, and you want to use Philhealth for your delivery, you should give birth in a hospital, not at a lying-in or maternity clinic, kasi merong risks kapag teenage pregnancy.
Source: Maternity Care Package Rules
Reference: Section 10, Rule II, Title III, page 26 of the National Insurance Act of 2013, titled “Emancipated Individual or Single Parent”